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You're in good hands
Exclusions are risk we do not cover. Please navigate below to see which applies to your policy.
Endorsements are additional coverage options to a policy. Please navigate below to see which applies to your policy.
The benefit of embedding Instant Estimate and to add it into your platform
Here is a guide to pre-filling authentic application question fields through our embedded widget
Direct customers who have already purchased to /policy
How to embed the plug and play embedded widget for Authentic Insurance partners.
Learn how to integrate Authentic into your platform.


Our partner GTM playbook for launching an Authentic program on your software platform

portal: {
url: 'https://example-tenant-name.prod.authenticinsurance.com/policy'
}authenticWidget.init({
portal: {
url: "https://<tenant-name>.<environment>.authenticinsurance.com",
},
customerId: "unique_cid1",
prefillData: {
lead: {
email: "customer@email.com",
stateCodes: ["OH"],
},
responses: {
exposures: [{
exposureName: "business_location",
fieldValues: {
"ADDRESS": "100 street, UNIT 2, city, OH 33333, US",
}
}],
questions: {
"BUSINESS_LEGAL_NAME": "Customer Business Name",
"NAME": "Customer Full Name"
}
}
}
});<script type='module' src='https://www.unpkg.com/@authenticins/widget@latest/dist/authenticWidget.js'></script><script>
window.addEventListener('load', () => {
window.authenticWidget.init({
portal: { url: 'https://example-tenant-name.prod.authenticinsurance.com' },
prefillData: {
lead: { email: 'johndoe@email.com' }
},
themeOverrides: {
primaryColor: '#000000',
borderRadiusPx: 6,
brand: {
name: 'Example Tenant Name',
logoUrls: {
darkBg: 'https://example-tenant-website.com/logo-white.png',
lightBg: 'https://example-tenant-website.com/logo-black.png'
},
faviconUrl: 'https://example-tenant-website.com/favicon.ico'
}
}
});
})
</script>interface PrefillData {
lead?: {
email?: string;
businessClassCode?: string;
stateCodes?: string[];
productIds?: string[];
};
responses?: {
exposures?: Array<{
exposureName: string;
fieldValues: Record<string, string>;
}>;
questions?: Record<string, string>;
};
};portal: { url: 'https://example-tenant-name.prod.authenticinsurance.com&utm_source=tenant-name&utm_medium=widget' },interface WidgetConfig {
portal?: {
url?: string;
// The CSS selector for the target element you want the Portal injected into.
// If no target selector is provided, the widget will inject its default persistent banner and modal.
targetSelector?: string;
};
customerId?: string;
prefillData?: {
lead?: {
email:? string;
businessClassCode?: string;
stateCodes?: string[];
productIds?: string[];
};
responses?: {
exposures?: Array<{
exposureName: string;
// Where each key is a field's name mapped to its value (e.g. ['BUSINESS_LEGAL_NAME']: 'Example Business Name');
fieldValues: Record<string, string>;
}>;
// Same as format described above.
questions?: Record<string, string>;
};
};
themeOverrides?: {
useDarkMode?: boolean;
primaryColor?: string;
secondaryColor?: string;
borderRadiusPx?: number;
brand?: {
name?: string;
logoUrls?: {
darkBg?: string;
lightBg?: string;
};
faviconUrl?: string;
};
};
};Here is a guide to pre-filling authentic application question fields through the URL
https://[tenant_name].prod.authenticinsurance.com/apply?prefill_data=[payload]ewogICAgbGVhZDogewogICAgICBlbWFpbDogImxmcmFua0BhdXRoZW50aWNpbnMuY29tIiwKICAgICAgc3RhdGVDb2RlczogWyJPSCIsICJXWSJdLAogICAgICBidXNpbmVzc0NsYXNzQ29kZTogIjIwODMxIgogICAgfSwKICAgIHJlc3BvbnNlczogewogICAgICBleHBvc3VyZXM6IFt7CiAgICAgICAgaWQ6ICIxIiwKICAgICAgICBleHBvc3VyZU5hbWU6ICJidXNpbmVzc19sb2NhdGlvbiIsCiAgICAgICAgZmllbGRWYWx1ZXM6IHsKICAgICAgICAgICJBRERSRVNTIjogIjEwMCBzdHJlZXQsIFVOSVQgMiwgY2l0eSwgT0ggMzMzMzMsIFVTIiwKICAgICAgICAgICJTQUxFUyI6ICIxMDAwMDAiLAogICAgICAgICAgIkFSRUEiOiAiMjAwMCIKICAgICAgICB9CiAgICAgIH1dLAogICAgICBxdWVzdGlvbnM6IHsKICAgICAgICAiQlVTSU5FU1NfTEVHQUxfTkFNRSI6ICJBdXRoeSBJbnN1cmFuY2UgU2VydmljZXMsIEluYy4iLAogICAgICAgICJOQU1FIjogIkxpYW0gRnJhbmsiLAogICAgICAgICJQSE9ORSI6ICIyMDE0MjA2NzM1IiwKICAgICAgICAiTUFJTElOR19BRERSRVNTIjogIjIwMCBzdHJlZXQsIFVOSVQgNSwgRGF5dG9uLCBPSCAzMzMzMywgVVMiCiAgICAgIH0KICAgIH0KICB9Sample event payloads for a start and a generated quote
analytics.track('Insurance Portal Visited v2', {
auth: {
userId: 'us-east-1:27d3ecbe-5e18-c423-b01e-a20738bf0c09',
isAuthenticated: false,
isAdmin: false,
adminTenantId: null,
email: null
},
analytics: {
sessionId: '82a739c4-12a5-5062-3e3d-b295h184b391',
sessionReplayLink: null,
urlParams: {},
user: {
id: 'us-east-1:22d7ecbe-8e76-c862-b09e-a93354bf9c54',
properties: {
tenantName: 'demo',
tenantCustomerId: null,
businessName: null,
name: null,
email: null,
phoneNumber: null,
mailingAddress: null
}
}
},
products: [
{
id: '57dfe67c-4449-4097-acf9-1c671dcd3d2d',
name: 'General Liability',
isOffered: true
},
{
id: '5c7a1bef-fca1-41f6-b177-bc91de17009d',
name: 'Property',
isOffered: false
},
{
id: '137233b3-2e6e-4799-b794-d16f4b6990c6',
name: 'Worker\'s Compensation',
isOffered: false
}
],
prefillData: null,
lead: {
stateCodes: [],
productIds: [
'57dfe67c-4449-4097-acf9-1c671dcd3d2d',
'5c7a1bef-fca1-41f6-b177-bc91de17009d'
]
},
application: null,
policies: []
});<a href="<partner-name>.prod.authenticinsurance.com"/>{
lead?: {
email?: string;
businessClassCode?: string;
stateCodes?: string[];
productIds?: string[];
}
responses?: {
exposures?: Array<{
exposureName: string;
fieldValues: Record<string, string>;
}>;
questions?: Record<string, string>;
}
} {
lead: {
email: "lfrank@authenticins.com",
stateCodes: ["OH", "WY"],
businessClassCode: "20831"
},
responses: {
exposures: [{
exposureName: "business_location",
fieldValues: {
"ADDRESS": "100 street, UNIT 2, city, OH 33333, US",
"SALES": "100000",
"AREA": "2000"
}
}],
questions: {
"BUSINESS_LEGAL_NAME": "Authy Insurance Services, Inc.",
"NAME": "Liam Frank",
"PHONE": "2014206735",
"MAILING_ADDRESS": "200 street, UNIT 5, Dayton, OH 33333, US"
}
}
}




https://[tenant_name].prod.authenticinsurance.com/apply?prefill_data=ewogICAgbGVhZDogewogICAgICBlbWFpbDogImxmcmFua0BhdXRoZW50aWNpbnMuY29tIiwKICAgICAgc3RhdGVDb2RlczogWyJPSCIsICJXWSJdLAogICAgICBidXNpbmVzc0NsYXNzQ29kZTogIjIwODMxIgogICAgfSwKICAgIHJlc3BvbnNlczogewogICAgICBleHBvc3VyZXM6IFt7CiAgICAgICAgaWQ6ICIxIiwKICAgICAgICBleHBvc3VyZU5hbWU6ICJidXNpbmVzc19sb2NhdGlvbiIsCiAgICAgICAgZmllbGRWYWx1ZXM6IHsKICAgICAgICAgICJBRERSRVNTIjogIjEwMCBzdHJlZXQsIFVOSVQgMiwgY2l0eSwgT0ggMzMzMzMsIFVTIiwKICAgICAgICAgICJTQUxFUyI6ICIxMDAwMDAiLAogICAgICAgICAgIkFSRUEiOiAiMjAwMCIKICAgICAgICB9CiAgICAgIH1dLAogICAgICBxdWVzdGlvbnM6IHsKICAgICAgICAiQlVTSU5FU1NfTEVHQUxfTkFNRSI6ICJBdXRoeSBJbnN1cmFuY2UgU2VydmljZXMsIEluYy4iLAogICAgICAgICJOQU1FIjogIkxpYW0gRnJhbmsiLAogICAgICAgICJQSE9ORSI6ICIyMDE0MjA2NzM1IiwKICAgICAgICAiTUFJTElOR19BRERSRVNTIjogIjIwMCBzdHJlZXQsIFVOSVQgNSwgRGF5dG9uLCBPSCAzMzMzMywgVVMiCiAgICAgIH0KICAgIH0KICB9analytics.track('Application Quotes Generated v2', {
auth: {
userId: 'us-east-1:27d3ecbe-5e18-c423-b01e-a20738bf0c09',
isAuthenticated: false,
isAdmin: false,
adminTenantId: null,
email: null
},
analytics: {
sessionId: '04a646c3-64a4-8829-1e5d-b167h835b454',
sessionReplayLink: null,
urlParams: {},
user: {
id: 'us-east-1:27d3ecbe-5e18-c423-b01e-a20738bf0c09',
properties: {
tenantName: 'demo',
tenantCustomerId: null,
businessName: 'John\'s Business',
name: 'John Smith',
phoneNumber: 1234567890,
mailingAddress: '41 E 11th St, Manhattan, NY 10003, US'
}
}
},
products: [
{
id: 'ebb9c622-a576-4340-9832-f95938d4c661',
name: 'Gym Liability',
isOffered: true
},
{
id: '5c7a1bef-fca1-41f6-b177-bc91de17009d',
name: 'Property',
isOffered: false
},
{
id: '137233b3-2e6e-4799-b794-d16f4b6990c6',
name: 'Worker\'s Compensation',
isOffered: false
}
],
prefillData: {
responses: {
questions: {
BUSINESS_LEGAL_NAME: 'John\'s Business',
NAME: 'John Smith',
POLICY_START_DATE: new Date('2025-02-03T05:00:00.000Z')
}
}
},
lead: {
stateCodes: [
'OH'
],
productIds: [
'ebb9c622-a576-4340-9832-f95938d4c661',
'5c7a1bef-fca1-41f6-b177-bc91de17009d'
],
email: 'example@gmail.com',
businessClassCode: '47011L'
},
application: {
id: '3b72dbc4-bcb0-4d79-91b4-2072a8ec3522',
status: 'APPROVED',
step: 'QUOTE',
responses: {
exposures: [
{
id: 1,
exposureName: 'business_location',
fieldValues: {
ADDRESS: '1 Main St, Cleveland, OH 45001, US',
SALES: '200000',
BPP_LIMIT_QP: '20000',
AREA: '2000',
EXPOSURE_CLASS_DESCRIPTION: 'Strength & Conditioning (CrossFit, HIIT, Bootcamp, Weightlifting, etc.)'
}
}
],
questions: {
EMAIL: 'example@gmail.com',
CLASS_CODE: '47011L',
CLASS_DESCRIPTION: 'Strength & Conditioning (CrossFit, HIIT, Bootcamp, Weightlifting, etc.)',
MARKET_GROUP_LONG: 'All Other',
MKTGRP: 'AO',
MULTIPLE_STATES: 'No',
ORIGIN_URL: 'https://demo.staging.authenticinsurance.com',
TENANT_NAME: 'demo',
TENANT_ID: 'bb60519f-7de5-80a6-ae91-4a26446f8a13',
BUSINESS_LEGAL_NAME: 'John\'s Business',
NAME: 'John Smith',
POLICY_START_DATE: new Date('2025-02-03T05:00:00.000Z'),
FRANCHISE_SELECTED: 'No',
YRS_IN_BUSINESS: '4-6',
FITNESS_STUDIO_FORBIDDEN_ACTIVITIES: 'None of the above',
GENERIC_BUSINESS_MGMT_PRACTICES_DECLINE: 'None of the above',
PRIOR_LOSS_BINARY: 'No',
PL_CURRENT_COVERAGE: 'No',
ATTACH_AL3020_DECGL1: 'No',
EPLI_ELECT: 'No',
ATTACH_AL3002_DECGL1: 'No',
ADD_CONTRACTOR_ADDITIONAL_INSUREDS: 'No',
ATTACH_CG2026: 'No',
MAILING_ADDRESS: '41 E 11th St, Manhattan, NY 10003, US',
PHONE: '1234567890'
}
},
quotes: [
{
id: '963c6b2d-d50f-412a-8787-32ce39c577cc',
productName: 'Professional Liability',
limits: [
{
locationAddress: null,
name: 'Professional Liability Deductible',
amountPerOccurrence: 1000,
amountInAggregate: null
},
{
locationAddress: null,
name: 'Professional Liability Limit',
amountPerOccurrence: 1000000,
amountInAggregate: 1000000
}
],
adjustments: {
ACCOUNT_CREDIT_DISCOUNT_VALUE: -24.002499999999998
},
annualPremium: 456.05,
underwritingNotes: {}
},
{
id: 'c2e67d62-220f-4106-a446-d9bdb49aba84',
productName: 'General Liability',
limits: [
{
locationAddress: null,
name: 'Damage to Premises Rented to You Limit',
amountPerOccurrence: 300000,
amountInAggregate: null
},
{
locationAddress: null,
name: 'General Liability Limit of Insurance',
amountPerOccurrence: 1000000,
amountInAggregate: 3000000
},
{
locationAddress: null,
name: 'Medical Payments Limit',
amountPerOccurrence: 10000,
amountInAggregate: null
},
{
locationAddress: null,
name: 'Personal and Advertising Injury Limit',
amountPerOccurrence: 1000000,
amountInAggregate: null
},
{
locationAddress: null,
name: 'Products-Completed Operations Limit',
amountPerOccurrence: 1000000,
amountInAggregate: 2000000
},
{
locationAddress: null,
name: 'Sexual Abuse & Molestation Limit',
amountPerOccurrence: 300000,
amountInAggregate: 600000
}
],
adjustments: {
ACCOUNT_CREDIT_DISCOUNT_VALUE: -31.649000000000022
},
annualPremium: 601.33,
underwritingNotes: {}
},
{
id: '2d0fec86-cc0f-4f24-b414-0760a82fad02',
productName: 'Property',
limits: [
{
locationAddress: {
street: '1 Main St',
city: 'Cleveland',
state: 'OH',
zipCode: '45001',
country: 'US'
},
name: 'All Other Perils Deductible',
amountPerOccurrence: 1000,
amountInAggregate: null
},
{
locationAddress: {
street: '1 Main St',
city: 'Cleveland',
state: 'OH',
zipCode: '45001',
country: 'US'
},
name: 'Business Personal Property Limit',
amountPerOccurrence: 20000,
amountInAggregate: null
}
],
adjustments: {
ACCOUNT_CREDIT_DISCOUNT_VALUE: -6.620000000000006
},
annualPremium: 125.78,
underwritingNotes: {}
}
],
quotesAnnualPremium: 1183.16,
quotesPremiumFinanceEstimate: {
downPaymentAmount: 236.63,
financedAmount: 946.53,
installmentAmount: 106.62,
numInstallments: 10,
firstInstallmentDueDateTimestamp: 1740960000000
}
},
policies: []
});authentic.Some highlights from a recent deck...
https://mindbody.prod.authenticinsurance.com/apply?utm_source=mindbody&utm_medium=email&utm_campaign=gtm_start&utm_content=mloc-launch1https://zenplanner.prod.authenticinsurance.com/estimate?
utm_source=Zenplanner&utm_medium=nav&utm_campaign=gtm_start&utm_content=zpleftnavhttps://pushpress.prod.authenticinsurance.com/policy?
utm_source=pushpress&utm_medium=nav&utm_content=ppleftnav








bashCopy codeaws cognito-identity get-id --identity-pool-id us-east-1:16a18d1f-dab5-4b76-a836-3ed99a37afd9bashCopy codeaws cognito-identity get-open-id-token --identity-id "us-east-1:45d3ecbe-5ec1-c35d-9818-5a1707fa1158"bashCopy codecurl --location 'https://api.sandbox.authenticinsurance.com/estimate' \
--header 'Authorization: ${TOKEN}' \
--header 'Content-Type: application/json' \
--data '{
"product": ["GENERAL_LIABILITY"],
"revenue": 1000000,
"state": "OH",
"class_description": "Office Cleaning Service"
}'