SMB Class Codes
Each SMB has an associated class code that we use to categorize the business to calculate the premium and help underwrite the risk
Class codes Authentic accepts:
Physical Fitness Facility
47011
All Other
Personal Trainer Consultant - Non-accredited Instructor
47012
All Other
Personal Trainer Consultant - Accredited Instructor
47013
All Other
Health or Exercise Clubs
47015
All Other
Public Speaker
10531
Business Services
Art Conservator
10681
Business Services
Plant Maintenance - Interior
11371
Business Services
Engraving
27531
Business Services
Carpet Cleaning - Shop
42031
Business Services
Upholstery Cleaning Services - Shop
42041
Business Services
Window Decorating - Storefront
42051
Business Services
Videography Services
42081
Business Services
Media Duplication
42721
Business Services
Court Reporter
42761
Business Services
Employment Recruiting , Search and Placement Services
42781
Business Services
Telemarketing Firm
42791
Business Services
Ticket Agency
42811
Business Services
Consultant - Agricultural
42831
Business Services
Appraisers
42851
Business Services
Consultant - Audio
42861
Business Services
Claim Adjuster - Independent
42871
Business Services
Consultant - Forestry
42891
Business Services
Notary Public
42901
Business Services
Interpreter or Translator
42931
Business Services
Consultant - Wedding
42941
Business Services
Analytical Testing Services
42961
Business Services
Sales and Service Provider
42971
Business Services
Consultant - Structured Settlement
44691
Business Services
Land Surveyor
46771
Business Services
Sign Lettering & Painting - Inside Only
46781
Business Services
Home Inspector
46881
Business Services
Mail Box & Packaging Services
59661
Business Services
Tax Preparer and Bookkeeper
65161
Business Services
Insurance Agency
65181
Business Services
Consultant - NOC
65781
Business Services
Interior Decorator
65791
Business Services
Real Estate Agency
65801
Business Services
Travel Agency
65811
Business Services
Real Estate Appraiser
65821
Business Services
Advertising Agency
65831
Business Services
Graphic Artists & Designers
65841
Business Services
Stenographic & Secretarial Services
65861
Business Services
Consultant - Business and Management
65881
Business Services
Actuarial Services
65911
Business Services
Answering Service
65921
Business Services
Market Research Firm
65941
Business Services
Tailor
72191
Business Services
Photography Studio
72211
Business Services
Shoe Repair Shop
72511
Business Services
Mailing or Addressing Services
73311
Business Services
Copying & Duplicating Services
73391
Business Services
Photo Finishing Lab
73951
Business Services
Embroidery Operations
73981
Business Services
Radio & TV Repair Services
76221
Business Services
Watch, Clock & Jewelry Repair Services
76311
Business Services
Dental Laboratory
80721
Business Services
Trust Company
10361
Financial Services
Finance Company
10391
Financial Services
Credit Union
10411
Financial Services
Banks & Other Financial Institutions
10421
Financial Services
Mortgage Banker
11101
Financial Services
Investment Company
11111
Financial Services
Financial Planner
11301
Financial Services
Mortgage Broker
61631
Financial Services
Stock Broker
62111
Financial Services
Commodity Broker
62211
Financial Services
Insurance Companies
63321
Financial Services
Wedding Chapel
10301
Personal Services
Day Spa
10611
Personal Services
Medical Spas
10621
Personal Services
Pet Grooming Services - Mobile
11361
Personal Services
Upholstery Services - Shop only
42121
Personal Services
Pet Training Services
42131
Personal Services
Musical Instruments Tuning & Repair
46801
Personal Services
Kennels
47321
Personal Services
Pet Grooming Services
65871
Personal Services
Consultant - Financial Planning
65901
Personal Services
Laundry & Dry Cleaning - Pick-Up Station
72121
Personal Services
Personal Valet Service - Not Parking
72131
Personal Services
Laundry & Dry Cleaning - Self Service
72151
Personal Services
Laundry & Dry Cleaning - Stores & Plants
72161
Personal Services
Barber Shops & Beauty Salons
72311
Personal Services
Nail Salon
72351
Personal Services
Funeral Director
72611
Personal Services
Crematory
72621
Personal Services
Formal Wear Rented to Others
72991
Personal Services
Office Machine Repair Shop
76281
Personal Services
Appliance Repair Shop
76291
Personal Services
Camera Repair Shop
76321
Personal Services
Sewing Machine Repair Shop
76911
Personal Services
Taxidermist
76961
Personal Services
Locksmith Shop
76991
Personal Services
Draftsmen
42771
Professional Offices - All Other
Patent Agent
42911
Professional Offices - All Other
Title Agency
42921
Professional Offices - All Other
Medical Billing Service
44681
Professional Offices - All Other
Accounting & Auditing Services
65111
Professional Offices - All Other
General Office
65198
Professional Offices - All Other
Other Professional Offices
65771
Professional Offices - All Other
Vocational Counseling - Except Rehabilitation Counseling
82001
Professional Offices - All Other
Subway Sandwich & Salad
40021
Restaurants & Food Services
Frozen Yogurt Shop
40031
Restaurants & Food Services
Baskin Robbins Store
40041
Restaurants & Food Services
Coffee Shop With No Cooking
42381
Restaurants & Food Services
Juice Bar
42471
Restaurants & Food Services
Delicatessen
54121
Restaurants & Food Services
Ice Cream Store
54431
Restaurants & Food Services
Restaurant - Fine Dining
58001
Restaurants & Food Services
Restaurant - Full Service (Waiter/Waitress)
58011
Restaurants & Food Services
Restaurant - Fast Food or Quick Service (Full Cooking)
58031
Restaurants & Food Services
Restaurant - Delivery Only
58051
Restaurants & Food Services
Restaurant - Cafeterias
58101
Restaurants & Food Services
Restaurant - Buffets
58111
Restaurants & Food Services
Restaurant - Caterers
58161
Restaurants & Food Services
Restaurant - Foodcart - not self propelled
58171
Restaurants & Food Services
Health Food Store Excluding Products
11231
Retail - Excl Restaurants
Doughnut or Bagel Shop with Baking
11461
Retail - Excl Restaurants
Card & Gift Store
40011
Retail - Excl Restaurants
Dunkin Donuts Store
40051
Retail - Excl Restaurants
Pearle Vision Center
40061
Retail - Excl Restaurants
Napa Auto Parts Store
40071
Retail - Excl Restaurants
Card And Stationery Stores
40241
Retail - Excl Restaurants
Antique Store - Property coverage is not available
42181
Retail - Excl Restaurants
Air Conditioning & Heating Equipment Store
42211
Retail - Excl Restaurants
Army & Navy Store
42231
Retail - Excl Restaurants
Art, Poster & Picture Store - Original/Reproduced Work
42241
Retail - Excl Restaurants
Audio Visual Equipment Store - Sales & Service
42251
Retail - Excl Restaurants
Banners & Flags Shop
42271
Retail - Excl Restaurants
Bicycle Store
42291
Retail - Excl Restaurants
Soda or Bottled Water Store
42301
Retail - Excl Restaurants
Brass, Copper & Pewter Specialty Store
42311
Retail - Excl Restaurants
Burial Caskets/Coffins/Shipping Cases Store
42321
Retail - Excl Restaurants
Cabinet Store
42331
Retail - Excl Restaurants
Candle Shop
42351
Retail - Excl Restaurants
Clothing Store - Sports
42361
Retail - Excl Restaurants
Electronics Store
42371
Retail - Excl Restaurants
Educational & School Supplies Store
42411
Retail - Excl Restaurants
Fence & Supplies Store
42421
Retail - Excl Restaurants
Furniture Store
42431
Retail - Excl Restaurants
Gourmet & Specialty Food Shop
42451
Retail - Excl Restaurants
Janitorial Supplies Store
42461
Retail - Excl Restaurants
Rubber Stamps Store
42481
Retail - Excl Restaurants
Monument & Tombstone Store - No Installation
42491
Retail - Excl Restaurants
Pottery Store
42501
Retail - Excl Restaurants
Soccer Apparel & Equipment Store
42511
Retail - Excl Restaurants
Telephone & Pager Store - No Installation
42521
Retail - Excl Restaurants
Vitamin Store - Excluding Products
42531
Retail - Excl Restaurants
Water Softening Equipment Store - No Installation
42541
Retail - Excl Restaurants
Concessionaire with no cooking
42731
Retail - Excl Restaurants
Gift Baskets - Retail
47331
Retail - Excl Restaurants
Paint, Wallpaper & Wall Coverings Store
52311
Retail - Excl Restaurants
Hardware Store
52511
Retail - Excl Restaurants
Glass Store - Window, Plate & Mirror
52521
Retail - Excl Restaurants
Electrical Supplies Store
52541
Retail - Excl Restaurants
Plumbing Fixtures & Supplies Store
52551
Retail - Excl Restaurants
Home Improvement Store
52571
Retail - Excl Restaurants
Nursery & Garden Shop
52611
Retail - Excl Restaurants
Department Store
53111
Retail - Excl Restaurants
Hobby & Model Shop
53211
Retail - Excl Restaurants
General Store
53991
Retail - Excl Restaurants
Meat, Fish & Poultry Store
54231
Retail - Excl Restaurants
Candy or Confectionery Store with Cooking
54411
Retail - Excl Restaurants
Candy or Confectionery Store without Cooking
54421
Retail - Excl Restaurants
Dairy Products Store
54516
Retail - Excl Restaurants
Doughnut or Bagel Shop Without Baking
54611
Retail - Excl Restaurants
Bakery Store with Cooking
54621
Retail - Excl Restaurants
Bakery Store without Cooking
54631
Retail - Excl Restaurants
Auto Parts & Supplies Store
55313
Retail - Excl Restaurants
Clothing Store - Men & Boys
56111
Retail - Excl Restaurants
Tie Shop
56121
Retail - Excl Restaurants
T-Shirt Store
56131
Retail - Excl Restaurants
Clothing Store - Ladies & Girls
56211
Retail - Excl Restaurants
Bridal Shop
56221
Retail - Excl Restaurants
Clothing Store - Uniform Or Maternity
56231
Retail - Excl Restaurants
Lingerie & Accessories Store
56311
Retail - Excl Restaurants
Hosiery Store
56321
Retail - Excl Restaurants
Clothing Store - Infants & Childrens
56411
Retail - Excl Restaurants
Shoe Store
56611
Retail - Excl Restaurants
Carpets, Rugs & Floor Covering Store
57131
Retail - Excl Restaurants
Drapery Store
57141
Retail - Excl Restaurants
Glassware, Ceramics, Pottery & China Store
57191
Retail - Excl Restaurants
Appliance Store - Residential
57211
Retail - Excl Restaurants
Sewing Machine Store
57221
Retail - Excl Restaurants
Music Store - Pre-recorded
57331
Retail - Excl Restaurants
Musical Instruments Store
57341
Retail - Excl Restaurants
Piano & Organ Store
57351
Retail - Excl Restaurants
Lamps & Lighting Fixtures Store
57411
Retail - Excl Restaurants
Drug Store without Food
59116
Retail - Excl Restaurants
Drug Store with Food
59126
Retail - Excl Restaurants
Cosmetics & Beauty Supplies Store
59136
Retail - Excl Restaurants
Coffee & Tea Supplies Store
59401
Retail - Excl Restaurants
Sporting Goods or Athletic Equipment Store
59411
Retail - Excl Restaurants
Books & Magazines Store
59421
Retail - Excl Restaurants
Stationery Supplies Store
59431
Retail - Excl Restaurants
Jewelry Store
59441
Retail - Excl Restaurants
Cameras & Photo Equipment Store
59461
Retail - Excl Restaurants
Church Supplies Store
59471
Retail - Excl Restaurants
Clock Store
59481
Retail - Excl Restaurants
Dry Goods, Fabrics & Yarn Store
59491
Retail - Excl Restaurants
Party Goods Store - Paper
59501
Retail - Excl Restaurants
Toy Store
59511
Retail - Excl Restaurants
Gift Shop
59521
Retail - Excl Restaurants
Leather Goods & Luggage Store
59541
Retail - Excl Restaurants
Printing & Bookbinding Supplies Store
59551
Retail - Excl Restaurants
Art & Drafting Supplies Store
59601
Retail - Excl Restaurants
Linen & White Goods Store
59611
Retail - Excl Restaurants
Kitchen Accessories Store
59631
Retail - Excl Restaurants
Swimming Pool Supplies Store
59671
Retail - Excl Restaurants
Office Equipment & Supply Store
59721
Retail - Excl Restaurants
Computer Store
59731
Retail - Excl Restaurants
Specialty Wine & Liquor
59801
Retail - Excl Restaurants
Plant Shop
59821
Retail - Excl Restaurants
Picture Frames & Framing Store
59911
Retail - Excl Restaurants
Florist Shop
59921
Retail - Excl Restaurants
Newspaper Stand
59941
Retail - Excl Restaurants
Optical Goods Store
59954
Retail - Excl Restaurants
Hearing Aids Store
59974
Retail - Excl Restaurants
Furniture Store - Office
59981
Retail - Excl Restaurants
Pet Shop & Supplies
59997
Retail - Excl Restaurants
Vacuum Cleaner Sales & Service
76271
Retail - Excl Restaurants
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